:root{--o:#F26B1D;--o2:#ff8a47;--b:#2A7AB8;--n:#123A5C;--bg:#F3F8FD;--t:#22313f;--m:#6b7c8d;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Poppins,sans-serif;color:var(--t);background:var(--bg);line-height:1.6;min-height:100vh;display:flex;flex-direction:column}
main{flex:1}.wrap{max-width:1100px;margin:auto;padding:0 20px}
h1,h2,h3{font-family:'Playfair Display',serif;color:var(--n);line-height:1.2;margin:0 0 .5em}
a{color:var(--b)}
.logo{position:relative;overflow:hidden;aspect-ratio:715/200;display:block;max-width:100%}
.logo img{position:absolute;left:0;top:-127.5%;width:100%;mix-blend-mode:multiply}
.nav{background:rgba(255,255,255,.92);backdrop-filter:blur(8px);position:sticky;top:0;z-index:10;border-bottom:1px solid #e3edf6}
.nav-in{display:flex;align-items:center;justify-content:space-between;padding:10px 20px;gap:10px;flex-wrap:wrap}
.nav nav{display:flex;gap:6px;align-items:center;flex-wrap:wrap}
.nav nav a{text-decoration:none;color:var(--n);font-weight:500;font-size:.92rem;padding:8px 12px;border-radius:10px}
.nav nav a:hover{background:#e8f1fa}.nav nav a.btn{color:#fff}
.btn{display:inline-block;background:linear-gradient(135deg,var(--o),var(--o2));color:#fff;border:0;padding:13px 26px;border-radius:50px;font:600 .95rem Poppins;cursor:pointer;text-decoration:none;box-shadow:0 8px 20px rgba(242,107,29,.3);transition:.2s}
.btn:hover{transform:translateY(-2px)}.btn.sm{padding:8px 18px;font-size:.85rem}
.btn.blue{background:linear-gradient(135deg,var(--b),#4a98d3);box-shadow:0 8px 20px rgba(42,122,184,.3)}
.btn.ghost{background:#fff;color:var(--n)!important;border:1.5px solid #cfe0ef;box-shadow:none}
.btn.red{background:linear-gradient(135deg,#d93a3a,#ef6262);box-shadow:none}.btn.green{background:linear-gradient(135deg,#1f9d5a,#3cc27c);box-shadow:none}
.hero{background:radial-gradient(circle at 85% 10%,#ffe3d1 0,transparent 40%),radial-gradient(circle at 10% 90%,#d6e9f8 0,transparent 45%),#fff;padding:60px 0 70px;text-align:center}
.hero .logo{width:min(460px,92%);margin:0 auto 18px}
.hero h1{font-size:clamp(1.9rem,5vw,3.2rem);font-weight:900}.hero h1 span{color:var(--o)}
.hero p{max-width:640px;margin:0 auto 26px;color:var(--m);font-size:1.05rem}
.hero .btn{margin:6px}
.sec{padding:55px 0}.sec h2{text-align:center;font-size:2rem}.sub{text-align:center;color:var(--m);margin:-6px auto 34px;max-width:560px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:#fff;border-radius:var(--r);padding:26px;box-shadow:0 10px 30px rgba(18,58,92,.07);border:1px solid #e8f0f8}
.step-card{text-align:center}.step-card .n{width:50px;height:50px;border-radius:50%;margin:0 auto 12px;background:linear-gradient(135deg,var(--b),#4a98d3);color:#fff;display:grid;place-items:center;font:700 1.2rem Poppins}
.step-card:nth-child(even) .n{background:linear-gradient(135deg,var(--o),var(--o2))}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}.chips span{background:#fff;border:1px solid #d7e6f3;padding:8px 16px;border-radius:50px;font-size:.88rem;color:var(--n)}
.band{background:var(--n);color:#fff}.band h2{color:#fff}.band .sub{color:#b8cde0}
.band ul{max-width:620px;margin:auto;padding:0;list-style:none}.band li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid rgba(255,255,255,.1)}
.band li:before{content:"✓";position:absolute;left:0;color:var(--o2);font-weight:700}
.form-wrap{max-width:780px;margin:34px auto;padding:0 16px}
.stepper{display:flex;justify-content:space-between;margin-bottom:22px;position:relative}
.stepper:before{content:"";position:absolute;top:19px;left:8%;right:8%;height:3px;background:#d9e7f3}
.stepper a,.stepper div{flex:1;text-align:center;font-size:.78rem;color:var(--m);text-decoration:none;position:relative;font-weight:500}
.stepper b{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:#fff;border:3px solid #d9e7f3;margin:0 auto 4px;color:var(--m)}
.stepper .on b{background:var(--o);border-color:var(--o);color:#fff}.stepper .done b{background:var(--b);border-color:var(--b);color:#fff}.stepper .on{color:var(--n)}
.row{display:grid;gap:16px;grid-template-columns:1fr 1fr}.row .full{grid-column:1/-1}
label{display:block;font-weight:500;font-size:.88rem;margin-bottom:5px;color:var(--n)}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid #d3e2ef;border-radius:12px;font:inherit;background:#fbfdff;transition:.15s}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--b);box-shadow:0 0 0 4px rgba(42,122,184,.12)}
input[type=file]{padding:9px;background:#fff}input[type=checkbox]{width:auto;margin-right:8px}
.hint{font-size:.78rem;color:var(--m);margin-top:3px}
.actions{display:flex;justify-content:space-between;margin-top:26px;gap:10px}
.alert{padding:14px 18px;border-radius:12px;margin-bottom:18px;font-size:.92rem}
.alert.err{background:#fdeeee;color:#a12626;border:1px solid #f4c4c4}.alert.ok{background:#e9f8ef;color:#17703f;border:1px solid #bfe8cf}
.alert ul{margin:0;padding-left:18px}
.success{text-align:center;padding:40px 26px}.success .tick{font-size:3rem}.ref{display:inline-block;background:#fff4ec;border:2px dashed var(--o);padding:10px 26px;border-radius:12px;font:700 1.4rem Poppins;color:var(--o);margin:12px 0}
.auth{max-width:440px;margin:50px auto;padding:0 16px}
.stats{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));margin-bottom:26px}
.stat{background:#fff;border-radius:var(--r);padding:22px;border-left:6px solid var(--b);box-shadow:0 8px 24px rgba(18,58,92,.07)}
.stat b{font:900 2.1rem 'Playfair Display';color:var(--n);display:block}.stat span{color:var(--m);font-size:.85rem}
.stat.o{border-color:var(--o)}.stat.g{border-color:#1f9d5a}.stat.r{border-color:#d93a3a}
.tw{overflow-x:auto;background:#fff;border-radius:var(--r);box-shadow:0 8px 24px rgba(18,58,92,.07)}
table{width:100%;border-collapse:collapse;font-size:.88rem}th{background:#eaf3fb;color:var(--n);text-align:left;padding:13px 14px;white-space:nowrap}
td{padding:12px 14px;border-top:1px solid #eef3f8}tr:hover td{background:#fafcfe}
.badge{padding:4px 12px;border-radius:50px;font-size:.75rem;font-weight:600;text-transform:capitalize;white-space:nowrap}
.badge.pending{background:#fff1d6;color:#a86a00}.badge.approved{background:#dcf5e6;color:#17703f}.badge.rejected{background:#fde1e1;color:#a12626}
.pg{padding:30px 0}.pg-h{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;margin-bottom:18px}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}.tabs a{padding:8px 18px;border-radius:50px;background:#fff;text-decoration:none;color:var(--n);font-size:.86rem;font-weight:500;border:1px solid #d3e2ef}
.tabs a.on{background:var(--n);color:#fff;border-color:var(--n)}
.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:14px}.filters input,.filters select{width:auto;flex:1;min-width:160px}
.detail{display:grid;gap:22px;grid-template-columns:230px 1fr}.detail img.ph{width:100%;border-radius:14px;border:4px solid #fff;box-shadow:0 8px 24px rgba(0,0,0,.12)}
dl{display:grid;grid-template-columns:150px 1fr;gap:8px 14px;margin:0}dt{color:var(--m);font-size:.84rem}dd{margin:0;font-weight:500}
.docs a{display:inline-block;margin:4px 6px 4px 0;padding:8px 16px;border-radius:10px;background:#eaf3fb;text-decoration:none;font-size:.85rem;font-weight:500}
.foot{background:var(--n);color:#b8cde0;text-align:center;padding:24px 0;font-size:.85rem;margin-top:40px}.foot p{margin:3px 0}.foot strong{color:var(--o2)}
@media(max-width:640px){.row{grid-template-columns:1fr}.detail{grid-template-columns:1fr}.detail img.ph{max-width:200px}dl{grid-template-columns:1fr}.stepper a,.stepper div{font-size:.68rem}}